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Nick Fabry's avatar

Well, I don't have a foolproof program (you know what they say about ingenious fools...), but what I've seen work in a more informal context is a group class for the main parts of a subject, and optional, short "appendage" classes run in parallel with the main class, for little bits and pieces that may be harder for particular students.

Mind you, this was for a group of very motivated & generally competent adults, so the people who needed additional help tended to self-identify and show up at the side mini-classes as they needed. It was also an environment where the same main class was being taught in parallel to hundreds of students, so having side mini-classes that might only be attended by 5-10% of the students still made sense.

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DinoNerd's avatar

Some of the kids do remember just enough to be useful later.

We didn't have a module on life insurance, but I picked up at about the same age "anything but term insurance is probably a scam" (though doubtless perfectly legal). Later I added "before buying life insurance, think about what would actually be needed if the death occurred". What else do I need, other than a good financial calculator and at least some providers willing to give actual financial details, rather than imprecise or misleading brochures?

Likewise, one of my math teachers, when I was somewhere around 12 years old, brought in a heap of income tax forms, and had us all fill them out for three hypothetical tax payers. My take away: "this is <i>easy</i>; all you need is basic arithmetic skills." I didn't become better able to file taxes, or even learn about some of the ways in which filing income tax can be made anything other than simple. But more than a decade later I faced my first tax forms with happy confidence. (And yes, they were as easy as I remembered.)

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